A Proposal to Mobile Payment Implementing 2AF+
نویسنده
چکیده
Merchants are competing to offer the use of mobile payment to encourage shopping. many mobile payment systems were made available in various locations worldwide; however, they have various drawbacks. This paper proposes a new mobile payment system that discusses the main drawbacks of these systems, namely security and speed of transaction. The proposal is featured by being simple to use by customers and merchants. Furthermore, the proposed system depends on a new authentication factor that is introduced in this paper and called by Two-Factors Authentication Plus, (2FA+). Keywords—Electronic Commerce, Payment schemes, Mobile Payment, Authentication Factors, Mobile Applications.
منابع مشابه
The Presentation of an Ideal Safe SMS based model in mobile Electronic commerce using Encryption hybrid algorithms AES and ECC
Mobile commerce is whatever electronic transfer or transaction via a mobile modem through a mobile net in which the true value or advance payment is done for goods, services or information. A mobile payment system should be beneficial for all related persons. For a payment system to be a Successful system, End-user, seller, exporter and operators should see a additional value in it. End-user ...
متن کاملJournal of Theoretical and Applied Electronic Commerce Research . Anonymous Payment in a kiosk Centric Model using Digital signature scheme with message recovery and Low Computational Power Devices
In this paper we present an anonymous protocol for a mobile payment system based on a Kiosk Centric Case Mobile Scenario where the customer cannot communicate with the issuer due to absence of Internet access with her mobile device and the costs of implementing other mechanism of communication between both of them are high. Our protocol protects the real identity of the clients during the purch...
متن کاملAnonymous Payment in a Kiosk Centric Model using Digital signature scheme with message recovery and Low Computational Power Devices
In this paper we present an anonymous protocol for a mobile payment system based on a Kiosk Centric Case Mobile Scenario where the customer cannot communicate with the issuer due to absence of Internet access with her mobile device and the costs of implementing other mechanism of communication between both of them are high. Our protocol protects the real identity of the clients during the purch...
متن کاملProposing a Model for Patient Admission and NFC Mobile Payment by Biometric Identification and Smart Health Card
Abstract Following the advances in mobile communication and information technology, smart phones have been used in a wide variety of commercial, social, entertainment, file sharing and health transactions and applications. The current procedures in healthcare environment for patient registration, appointment scheduling and payment are time consuming and somehow tiresome. Traditionally, patie...
متن کاملImproving Mozilla's In-App Payment Platform
Nowadays, an in-app payment mechanism is offered in most existing mobile payment solutions. However, current solutions are not flexible and impose certain restrictions: users are limited to predefined payment options and merchants need to adapt their payment mechanisms to each payment provider they use. Ideally mobile payments should be as flexible as possible to be able to target various marke...
متن کامل